Checking Accounts

To view the features of all of the Checking Accounts side-by-side, checkout our Account Comparison Matrix for your convenience.

All personal accounts include the following:

• First order of checks free

• Free Visa Check Card (with approval)

• Free Notary Service,

• 24 hour  FreedomLine Account  information.

• Free Check Imaging

• Rate subject to change on all interest bearing accounts

• Free Internet Banking

• Free Bill Pay

Family Club Reward Account (more information)

• Same as Basic Club with these exceptions

• $20,000 & $2,500 Accidental Death Dismemberment Insurance

• Club fee – $12 per month

Double Club Reward Account (more information)

• Same as Basic Club  with these exceptions

• $20,000 Accidental death/Dismemberment Insurance

• Club fee – $10 per month

Basic Club Reward Account (more information)

• $100 Opening deposit required

• Unlimited transactions

• No minimum balance fee

• Free checks (one style)

• $10,000 Accidental Death/Dismemberment Insurance

• Club fee – $9 per month

• Free Standard Traveler’s Checks

VIP Reward Account (MMDA)

• $2,500 Opening deposit required

• 6 withdrawals per statement cycle (3 by check only)

• Excess item fee -- $5 per item

• Minimum balance fee

  • $2,500 & over – no charge

  • Below $2,500 -- $15 per month

• Interest bearing account – tiered rates – compounded and credited monthly

• Discounts on consumer loans and Home Equity

• Loan Free Cashiers Checks

• Free Standard Traveler’s Checks

Gold Reward Account (NOW Account)

• $1,000 opening deposit required

• Interest bearing account – tiered rates – compounded and credited monthly

• Unlimited transactions

• Minimum balance fee

  • $1,000 & over – No charge

  • Below $1,000 -- $15 per month

• Free cashier checks

• Discount on consumer loans and Home Equity Loans

• Free Standard Traveler’s Checks

Silver Reward Account

• $100 Opening Deposit required

• Unlimited transactions

• Minimum balance fee

  • $300 & over – no charge

  • $150 -- $299.99 -- $6 per month

  • Below $150 -- $10 per month

• Discount on Personal Storage Locker/Safety Deposit Box Rental

• Free Standard Traveler’s Checks

 Bronze Reward Account

• $50 Opening Deposit required

• No minimum balance fee

• 20 checks per statement cycle.

(excess item fee -- $ .50 per check)

• $3.00 maintenance fee per statement cycle

Direct Reward Account

• Direct deposit required

• No minimum balance fee or maintenance fee

• Unlimited transactions

• Free standard Traveler’s Checks

E-Account

• $100 Opening Deposit required

• E-Statements only

• No service charge fee

• No minimum balance fee or maintenance fee

• Unlimited transactions

 Freedom Checking Account

• $100 opening deposit required

• No minimum balance fee or maintenance fee

• Unlimited transactions

• Free standard Traveler's Checks

Student Reward Account

• Students under 23

• $50 opening deposit required

• Excess item fee -- $1 per item over 15 debits per statement cycle. ATM transactions not included in debit count

• At age 24

  • Minimum balance fee is

Above $300 daily balance – no charge

Under $300 daily balance -- $8 per statement cycle

 Senior Reward Account (more information on the Pretty Big Kids Club)

• $100 Opening Deposit Required

• 50+ age to open

• Interest bearing-tiered rates Compounded monthly and credited to the account

• Free personal checks – one style

• No minimum balance or maintenance fee

• No fee for stop payments

• Unlimited transactions

• 25% discount on Personal Storage Box rentals

• Free Standard Traveler’s Checks

• Automatic enrollment in Pretty Big Kids Club
   

Business Accounts    |   Calculators   |   Certificate of Deposit (COD)
Checking Accounts   |   Individual Retirement Accounts (IRA)
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