PBK Bank continually strives to offer it's customers a full spectrum of loan options at competitive interest rates. We offer Consumer, Mortgage, Home Equity, and Commercial loans. Being a community bank allows us to deliver you the best in customer service along with quick decisions and closings.

All offers are subject to credit approval.  All decisions are made without regard to applicants race, color, religion, national origin, sex, martial status, age (provided the applicant has capacity to contract), sexual orientation, gender identity, because all or part of the applicant's income derives from any public assistance program, Because the applicant has in good faith exercised any right under the Consumer Protection Act, handicap, or familial status.

We offer a large variety of Consumer loans such as:
  • Auto
  • Debt Consolidation
  • Personal Computers
  • Recreational Vehicles
  • Vacations
  • and much more!
We offer a wide range of mortgage loan products from variable rate loans to fixed rate loans. Some of the types of Mortgage loans we offer are:
  • Purchase of Home
  • Refinance Home Loan
  • Construction
  • Home Equity
We offer commercial loan products for a variety of business types and can work with you and your business to tailor the loan to your business needs. Our lenders have many years of experience in various forms of commercial lending from land developers to your part time and full time farmer, we've been there for you and will continue to be there helping you grow your business.
If you have equity in your home and want to use it for a variety of reasons we can set you up with a Home Equity loan or we can even do a Home Equity Line of Credit that allows you to draw the money out as you need for whatever reason. We have several special loan products that allows us to offer you highly competitive loan rates and closing cost, contact us today for more information.

Lincoln County: 606.365.7098
Boyle County: 859.238.2265
Rockcastle County: 606.256.BANK (2265)

PBK Bank Loan Officers

Justin Poynter
 150 Branch
NMLS #668026
Justin Poynter
- 150 Branch

Justin is our Senior Lender at PBK Bank; he has been an employee of PBK Bank since 2004. Justin lives in Stanford with his two sonolton and Canaan. Justin is a Director on the Lincoln Co Fair Board, treasurer for the Lincoln Co. Relay for Life, former president of the Chamber of Commerce, and a member of Stanford Christian Church. You can contact Justin at PBK Bank at 606-365-7098.

Farris Marcum
150 Branch
 NMLS #668028
Farris Marcum
- 150 Branch

Farris Marcum is a loan officer at the Stanford 150 location. He has been an employee of the bank since October of 2008 and resides in Stanford with his wife, Evonna. They have two adult children, Chase Marcum and Chelsea Nicely. He is a 1985 graduate of Lincoln County High School and is a member of Stanford Baptist Church. He also serves as the Lincoln County Coroner. You can reach him by calling 606-365-7098.

Scotty Southerland
Danville Branch
NMLS # 938086
Scotty Southerland
- Danville Branch

Scotty has been with us since 2012, He is one of our loan officers at our Danville Branch. He and his wife Dana both live in Boyle County, attending Moreland Christian Church. Scotty is a 1980 graduate of Lincoln County High School. You can reach Scotty by calling 606-365-7098 or by stopping in at our Danville location at 1001 Hustonville Road.

Stanley Burris
Hustonville Branch
NMLS #668032
Stanley Burris
- Hustonville Branch

Stanley is vice-president and loan officer at the Hustonville office of PBK Bank. He has been in that position since July of 1978 and resides on a farm with his wife, Jenny Ann, near Hustonville. They are both members of the Hustonville Baptist Church and have 2 grown children and 6 grandchildren. He graduated from UK in 1974 with a degree in Animal Science Business. You can reach him directly at 606-365-4270.

Jeff Cooper
Junction City Branch
 NMLS # 668030
Jeff Cooper
- Junction City

Jeff is a loan officer at our Junction City branch and has been with the bank since 1986. Jeff is married and has two lovely daughters. You can reach him by calling 859-854-3100.

Shannon Bishop
Mount Vernon Branch
 NMLS # 1191067
Shannon Bishop

Shannon is a loan officer at our Mount Vernon location. He has been with PBK Bank since 2014. He is a graduate of Rockcastle County High School. He resides in Mount Vernon with his wife, Angie, and their son Will. Shannon also serves as a magistrate in Rockcastle County. You can reach him by calling 606-256-2265.

Kim Daugherty
Mount  Vernon Branch
NMLS# 668036
Kim  Daugherty

Kim is a loan officer at the Mt. Vernon Branch. She has been an employee of the bank since May of 2006 and resides in Rockcastle Co. You can reach her by calling 606-256-2265.

Heather Martin
Seconday   Market
NMLS# 618390
Heather  Martin

Heather is the secondary Market loan officer at the PBK Bank. She has been an employee of the bank since 2022. You can reach her by calling 402-598-5363 or emailing her at