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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and overdraft history
  • Account balances and payment history
  • Transaction history and credit scores


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons PBK Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does PBK Bank share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

Questions? Call (606) 365-7098

Who we are

Who is providing this notice?
PBK Bank

What we do

How does PBK Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PBK Bank collect my personal information?
We collect your personal information, for example, when you
– Open an account or deposit money
– Pay your bills or apply for a loan
– Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only
– sharing for affiliates’ everyday business purposes—information about your creditworthiness
– affiliates from using your information to market to you
– sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.


Companies related by common ownership or control. They can be financial and nonfinancial companies.
We do not share information with our affiliate.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
PBK Bank does not share with nonaffiliates so they can market to you.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners may include: club account vendor, overdraft protection vendor and check card reward program vendor.

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